There's no one way to become a millionaire, but there are some basic, common-sense steps that you can take. Even if becoming a millionaire isn't your goal, these tips can help you save money and become financially stable.

Know your current net worth

In order to successfully travel anywhere you have to first know where you're starting out, right? So, the first thing you have to determine is your current net worth, because knowing your starting point will help you pinpoint that all important estimated time of arrival.

Set your goals

How soon do you want to be millionaire? In a year? In five years? Or are you just hoping to make it by the time you retire? Whether you want to make it in one year or 30, you need to have a written goal. If you're thinking about your retirement years, do you plan to downsize to a smaller and less expensive home? Do you plan to travel? Or are you content with cable tv and an occasional fishing trip? Whatever your pleasure, you need know how much money you're going to need in order to live the life you want.

Determine your strategy

Now is the time to determine how you want to make that money. Most millionaires own their own businesses, but several (not counting sports stars and actors) have achieved millionaire status working for others. Many physicians, attorneys and corporate executives also earn incomes that enable them to achieve great wealth -- particularly if it's managed wisely. Obviously, if you want to make a million dollars in a short amount of time, say 5 to 10 years, you're going to need a pretty aggressive plan in order to succeed, and that usually means you'll need to branch out on your own.

Set up an emergency fund

One of the first rules you hear about managing your finances is to always have accessible cash in the event you're are laid off, injured, or some other catastrophe takes away your ability to earn a living. Recommendations vary, but usually that amount should be three to six months living.

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